Thursday, September 30, 2010

September Budget Review

Here's an overview of how much I had planned on spending on EVERYTHING this month and how it actually worked out. Our retirement and medical premium is taken out already.

Savings Account:  planned/actual:  $400

Household Expenses: (mortgage, utilities, garbage, Internet...)
planned: $1488  actual: $1346.91

Credit/Loan Payments: (includes gym membership, credit card, student loan, personal loan)
planned: $585 actual: $645.52

Cars: (including car payment, insurance, gas, maintenance) 
planned:  $481 actual: $392.96

Groceries/Drug Store:  planned $400 actual: $308.92

Entertainment: planned: $300 actual: $264.50

Spending Money:  planned: $300 actual: $240                                                          

Other: including unexpected vet bill, magazine renewal, dog equipment and plants for outside:  $203

Total Expenses: $3801.81
Total Income:  $3996.08

Excess: $194.27

I am incredibly thrilled to have $200 left AFTER we already put 10% in our savings account.  We have multiple small repairs that need to be done on the house, so I'll be starting a house fund with this money.  And if the car goes down, then we'll have it set aside for that, too. 

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